Love Quotes

DONATIONS NEEDED FOR "BEAT THE HEAT" SENIOR PROGRAM
Scottsdale's Via Linda Senior Center needs donations as part of a program assisting isolated Scottsdale seniors. Called "Beat the Heat," the program is based on the similar "Adopt A Senior" program that occurs during the holidays.
Care packages of a specific list of food and beverage items, as well a grocery gift card to a neighborhood store are prepared for qualified seniors who may lose contact with family or friends who leave during the hot summer months. Residents wishing to help can make a $25 donation toward a care package, donate a grocery gift card in the amount of $25 or actually shop for a senior using a prepared list.
For more information or to donate items, call Human Services Representative Susan Williams at (480) 312-5810.
The deadline for donations is June 30. Checks made out to "Concerned Citizens for Community Health" may be sent directly to the Senior Center at 10440 E. Via Linda, Scottsdale, 85258.

---

"NO GO GALA" BENEFITS SCOTTSDALE CARES PROGRAM
Scottsdale invites you to the "No Go Gala." Instead of buying or renting fancy clothes, eating out and paying for a babysitter to attend our event, you are invited to stay home.
That's right. You are invited to donate the money you would've spent on a night out to Scottsdale Cares, the city's voluntary utility bill donation program. Your donation supports human service agencies that assist thousands in need. For more information about Scottsdale Cares or the No Go Gala, call Valerie Kime Trujillo, Resource Development Specialist, at (480) 312-2464 or email vtrujillo@ScottsdaleAZ.gov.


Star Wars: Episode III - The Revenge of the Sith
Star Wars: Episode III - The Revenge of the Sith

Bank Of America Requests Applications for Neighborhood Excellence ...
EVLiving - USA
Bank of America is requesting applications for the Neighborhood Excellence Initiative program for the Phoenix market (Maricopa and Pinal Counties). ...

June Copper Square Film Series
EVLiving - USA
If you missed the 2005 Phoenix Film Festival you can see the "Best Documentary" winner Champion, starring Danny Trejo, for free as 101.5 The Zone presents ...

Movie Screening of "Shrek II" Follows Final Isaac Crime March
EVLiving - USA
Councilman Tom Simplot will host a free, outdoor screening of the animated blockbuster "Shrek II" in the west Phoenix Isaac Neighborhood. ...

Phoenix Therapist Speaks Out Concerning Michael Jackson Verdict & ...
EVLiving - USA
Are you shocked, sickened and dismayed by the Michael Jackson verdict? I am not shocked, but I am significantly sickened and dismayed ...

City of Mesa Receives 2005 Bond Ratings
EVLiving - USA
In anticipation of Mesa City Council approval of the City's $113 million municipal bond sale, two credit reporting agencies have analyzed the City of Mesa ...

Phoenix Arizona East Valley City News
EVLiving - USA
The 2005 Census Survey is just around the corner and Scottsdale is hoping you'll make sure that you and others in your family are counted. ...

Newest Habitat for Humanity Home Dedication Set for Saturday, June ...
EVLiving - USA
. The real estate professionals of the Success Financial Network, who built the family's new home through their Coldwell Banker Success Charitable Foundation. ...

Genre: Drama/Sport
EVLiving - USA
Russell Crowe reunites with Ron Howard for the first time since A Beautiful Mind. Well, who could blame them after the success of that film? ...

Cast: Ewan McGregor; Natalie Portman; Hayden Christensen;Ian

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Daily Search Activity
---------------------
From: Sun Jun 05 00:00:00 PDT 2005
To: Sun Jun 12 00:00:00 PDT 2005

Day Date Queries
--- ------ -------
Tue Jun 07 3
Wed Jun 08 3
Thu Jun 09 1
Total for week: 7

_______________________________________________________________

Top 8 Keywords
---------------
From: Sun Jun 05 00:00:00 PDT 2005
To: Sun Jun 12 00:00:00 PDT 2005
(Not including common words such as "the")

Count Keyword
----- -------
2 cup
2 courage
2 joe
1 bang
1 more
1 home
1 top
1 buck

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Most Recent Queries
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Day Time of Query Query
--- -------------------- ---------------
Mon Jun 13 12:59:25 2005 See...there is method to this madness
Mon Jun 13 12:59:00 2005 See...there is method to this madness
Mon Jun 13 07:45:38 2005 gfmgm
Thu Jun 09 02:51:45 2005 home
Wed Jun 08 18:35:36 2005 more bang for the buck
Wed Jun 08 09:45:20 2005 A cup of joe
Wed Jun 08 09:32:48 2005 A cup o' joe
Tue Jun 07 18:26:00 2005 the top of the
Tue Jun 07 10:07:17 2005 courage
Tue Jun 07 10:06:16 2005 courage
Fri May 27 21:33:28 2005 greek
Fri May 27 05:24:20 2005 breasts
Thu May 26 05:09:02 2005 THE MORE I LEARN THE LESS I KNOW
Mon May 23 19:00:57 2005 the dirt farm
Sun May 22 17:38:57 2005 stoned
Sun May 22 17:38:25 2005 stone
Sat May 21 20:00:18 2005 (is the hand controlling the glove or is the glove controlling the hand) AND (is the hand controlling the glove or is the glove controlling the hand)
Sat May 21 19:59:01 2005 is the hand controlling the glove or is the glove controlling the hand
Tue May 17 23:18:38 2005 winning isnt about life and death it is more important
Tue May 17 23:06:39 2005 winning isnt about life and death it is more important
Sun May 15 07:04:51 2005 computer
Thu May 12 13:48:34 2005 With freedom comes great responsibility
Tue May 10 13:04:11 2005 19.75
Tue May 10 13:03:59 2005 1975
Tue May 10 13:03:34 2005 that'll be 19.75
Mon May 02 11:46:23 2005 worth waiting for
Mon May 02 11:40:48 2005 worth waiting fpr
Mon May 02 10:01:11 2005 big brother
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Fri Apr 29 04:00:42 2005 insurance
Wed Apr 27 12:45:09 2005 War
Wed Apr 27 12:45:03 2005 Unfolding
Wed Apr 27 12:44:54 2005 miscalculations
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Mon Apr 25 08:24:58 2005 often
Mon Apr 25 08:23:22 2005 often in you
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Real Estate Bubble Housing Bubble

Housing Bubble


Real Estate Bubble

The Housing Bubble or The Bogeyman Under the Bed
May 11 , 2005 by Steve Mullis


Recently there has been much discussion and speculation about a phrase that sends shivers down the spines of realtors and homeowners alike...”The Housing Bubble”.

Having looked at data from a variety of sources and attending a presentation for top named economists, the future of Arizona housing is clearing up nicely.

Developments that can affect the housing market are many...interest rates, employment, population increases or decreases, consumer confidence, the “Housing Affordability Index” the livability index, population age, etc.

Real Estate Bubble

Housing Bubble

The Housing Bubble Revisited

Contributed by Bob McCord, CEO of the Success Financial Network

It's difficult not to write about the "housing bubble" given the media's continued effort to make it happen. There is no question that the pace of sales has to slow and that double-digit price increases can't continue. But that doesn't make a bubble.




Housing analysts say price 'frenzy' cannot continue

Housing analysts say price 'frenzy' cannot continue

Glen Creno and Catherine Reagor
The Arizona Republic
Jun. 11, 2005 12:00 AM

The party isn't over yet for metropolitan Phoenix's housing market, but analysts say it may be winding down.

Existing homes continued to command premiums in May when the median price hit $235,000, according to the Arizona Real Estate Center at Arizona State University. That's a 6.3 percent jump from the April figure, the type of move that took a year to achieve in the late 1990s.

"Deep down, everybody knows you can't sustain this pace," said Jay Butler, director of the Real Estate Center. advertisement



Real Estate Bubble


Driving the market: a strong economy, new jobs, low mortgage rates and investors lured by big gains in home prices. Butler says the Phoenix housing market is in a price bubble, and other analysts are reaching similar conclusions.

A bubble is a rapid run-up in home prices that the market cannot sustain, so housing prices ultimately fall. If prices do fall here, it could put pressure on all home values and spark some homeowners as well as investors to sell. That, in turn, could drive prices down even more.

University of Arizona economist Marshall Vest said outsize price gains should begin to moderate by the end of the summer. He said housing statewide shows "a lot of characteristics" of a bubble.

"Demand far outstrips supply, and the demand side appears to be driven by a frenzy of sorts, by greed," he said. "The frenzy is going to evaporate, and the market will begin to return somewhat to normal. It's not that prices will fall. The rate of the increase will moderate."

State gains revenue windfall from hot real estate market

State gains revenue windfall from hot real estate market
$1 billion in April tax collections sets record, provides millions in surplus funds

Robbie Sherwood
The Arizona Republic
Jun. 8, 2005 12:00 AM

Arizona's tax revenues have surged to record levels, thanks largely to profits from hot housing and real estate markets that are powering one of the most robust economies in the nation.

State tax collections for April topped $1 billion for the first time ever, the largest single monthly take in Arizona history and a 34 percent jump over April last year.

That gave the state an April windfall of $160 million to $300 million, the latest in a series of monthly increases that have added hundreds of millions of dollars to the state's coffers this year.

Economist Elliott Pollack warned Tuesday that the real-estate-fueled bubble could deflate, if not burst, within two years just as the dot-com boom did before the 2001 recession. Tanking stocks along with the terrorist attacks triggered an overnight 40 percent revenue drop and $1 billion shortfalls that leveled off only this year.

Housing Bubble


Look what's bubbling in Phoenix's economy

Look what's bubbling in Phoenix's economy

May. 26, 2005 12:00 AM

Few in our great real estate casino want to talk publicly about a housing bubble. This is classic bubble behavior.

It was on display most recently in the tech bubble of the late 1990s. Some are deluded, experts being particularly prone to the malady. Back then it was the "long boom" theory; now it's "people will always want to move to Arizona" and other fables. Others know they have a tiger by the tail, and don't know how to let go without getting killed. And for now, these players are getting stunningly rich.

Everyone, it seems, is trying to get into the game. This is also classic bubble behavior. From the capital markets to the cubicle prole who has bought a couple of investment houses in Eloy, bad money follows good past the market peak. In the tech boom, we watched spectacular IPOs for companies with no profits and products no one understood. People who didn't even own a computer were putting their life savings into dot-coms with impossible price-to-earnings ratios.

Don't Buy Housing Bubble Propaganda

Don't Buy Housing Bubble Propaganda
Thursday May 26, 2:04 pm ET
By Barry Ritholtz, RealMoney.com Contributor


The old saw is true: Every general fights the previous battle. And after missing the tech and telecom bubbles, the generals of the financial media are now battling more bubbles than we can count:
There are bubbles in debt, credit and interest rates. There is the oil bubble, the import bubble, the China bubble and the current account deficit bubble. In short, we have a veritable bubble in bubbles. Indeed, it is astonishing how many people who failed to either acknowledge the tech bubble in the 90s -- or at least failed to act on it -- now have no hesitation to declare real estate to be a bubble. This despite their lack of expertise or past track record in spotting bubbles on a timely fashion.


The bubble du jour though is the housing bubble. From Greenspan's testimony to CNBC's Housing special to (uh-oh) this month's Fortune magazine cover, it seems to be all anyone wants to talk about.

My position is that housing is not in a bubble -- yet. But it is an increasingly extended asset class that may be subject to a significant correction in the future. But a 25%-35% retracement is a very different situation than a bubble (recall that the Nasdaq dropped 80%), primarily because there are very different consequences for both homeowners and investors.

Not Your Grandson's Bubble
That said, comparing real estate with other true bubbles -- most especially the tech/telecom/dotcom bubble of the 1990s -- is imperfect, due to several factors.
Homes are illiquid assets that take several months to sell; stock can be liquidated instantly.

The housing market is regional, with an uneven distribution of asset appreciation: Equities are national, and even global.

Lastly, there is an intrinsic value of a house as a place where you can live; Compare this with a company whose only asset was a sock puppet -- the tulip bulb of its day -- and it's clear why a profitless, assetless, publicly traded company can go to zero. Barring an external disaster like Love Canal, houses will not.

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